Why a Locksmith Needs Insurance – How Customers Are Protected

Anyone who runs a business knows that it is important when working with customers to be insured. Whether one is a contractor or even a locksmith, having insurance is very important. Customers are going to want to hire a locksmith that has insurance because they understand that this offers them the protection they need. There are too many risks involved with hiring a company that does not have insurance, not just to the customer but to the business itself. Here, we are going to go over why a locksmith needs insurance and how it protects customers.

How Does Locksmith Insurance Benefit Customers?

Having insurance will help protect customers regarding crime. When someone comes to your property, you need to know you can trust them. They are given access to your locks and keys. Customers don’t want to face a liability loss, and when a locksmith has insurance, you can expect that they have gone through strict background checks.

Having insurance helps customers in protecting against property damage. When a locksmith comes to your property, of course they are going to have access to some of your potentially expensive products and equipment. Let’s say you call a locksmith to come out to repair your pricey keyless entry system or your access control system at work. Now, let’s say something goes wrong and they accidently damage something. Obviously you won’t want to pay for it, nor should you have to because you weren’t the one who made the mistake. Because a locksmith has the role of helping customers get back into their property during a lockout, repairing locks, installing systems, copying keys and so on, they face risks. There are risks such as making a bad judgement call and causing damage. Insurance ensures the customer is protected, not just the locksmith. This is why it is so important to have – it is also important to be licensed, of course.

Having insurance also helps customers in the sense that if the locksmith is injured at their property, insurance is going to cover it. Let’s say a locksmith came into your home and somehow experienced bodily injury. Maybe this happened as a result of the equipment they were using. Having insurance will ensure the locksmith is protected and the customer won’t have to worry about the lock and security expert going after them.
You might find shoddy businesses that try to get by without having insurance. Would you hire a contractor to come work on your home and remodel your kitchen if they weren’t insured? Of course not! They could take their finger off with the equipment they are using, they could fall off a ladder and break their leg, or they could even fall down a flight of stairs going to the room they are remodeling. You are going to want to make sure insurance is in place. It’s the same idea with a locksmith.

Locksmiths need to have insurance, plain and simple. It doesn’t only protect them, but it protects the customers too. If you are not sure that the locksmith you are looking into hiring is insured, then you are going to want to get on the phone with them to make sure. Don’t let the locksmith try to beat around the bush and give you an excuse. 

Be Sure to Check Reviews/Feedback/And for Insurance!

Anyone who runs a business knows that it is important when working with customers to be insured – we hope that this information has proven this truth. Whether one is a contractor or even a locksmith, having insurance is something that just can’t be ignored. Customers are going to want to hire a locksmith that has insurance especially after reading this blog post, as they understand that this offers them the protection they deserve and should expect to have. There are too many dangers and negative possibilities associated with hiring a company that does not have insurance, not just to the customer but to the business itself. Here, we have gone over why a locksmith needs insurance and how it protects customers. We hope that your questions have been answered but if you are in our service area (Oro Valley, AZ) be sure to reach out to us with any additional questions. You are sure to be able to find a locksmith in your location if you are not in our service area. We recommend doing a Google search and typing in “locksmith in [city]” – just enter your city name in the city box. Make sure the locksmith has received positive feedback from customers. You can see this through Google reviews, Yelp, Facebook and so on! There are so many ways to make sure you are hiring a reputable locksmith, and it is so important to do so.

A locksmith will want to be covered for 24 hour services, installation and repair services, and alarm and security system services. They will want bodily injury to be covered by insurance. This will all inevitably translate to the customer being protected as well. Remember that it is very important to hire a locksmith who is insured (and licensed, too). You want to know that you are hiring someone who does things the right way, according to state guidelines and expectations. You want to know you are hiring someone who works with high standards. Unexpected scenarios can occur, and you want to hire a locksmith who has the right kind of insurance and has paid attention to what they are supposed to be doing.